Author: Cryptocurrency Decoded

BankChain Alliance unites 39 state banking groups to develop shared blockchain infrastructure. The network will support tokenized deposits, stablecoins, smart payments and settlement. BankChain targets 2027 but still needs a technology partner, bank commitments and approvals. Thirty-nine U.S. state banking associations have formed BankChain Alliance, targeting a 2027 launch for...

Nearly 12,000 tiny HTX-linked transfers triggered compliance reviews at Kraken. Kraken restored affected accounts but continues holding disputed sanctioned funds. HTX denies responsibility, leaving the wallet attribution and sender unresolved. Kraken temporarily restricted some customer accounts after nearly 12,000 tiny crypto transfers triggered compliance reviews across its platform. The transfers...

Cryptex’s SEC filing assigns XRP a 4.88% weighting in its proposed digital asset ETF. Ripple could retain more monthly XRP releases if demand for liquidity increases. The CLARITY Act remains pending, making any future XRP supply changes uncertain. A new SEC filing suggests Ripple could retain more XRP from its...

Bernstein maintains an Outperform rating and $140 target for Circle stock. USDC supply grew $1.7 billion, supporting Circle’s stablecoin growth outlook. Bernstein says Circle’s growth can continue regardless of the CLARITY Act outcome. Bernstein maintained its Outperform rating and $140 price target for Circle, despite uncertainty surrounding the CLARITY Act....

Banks test quantum-safe digital asset wallets and transfers on NEAR’s testnet. MPC technology supports ML-DSA-65 signatures for post-quantum transaction security. Regulators assess governance, resilience and cross-border interoperability risks. Banks and regulators have launched a cross-regional pilot testing quantum-safe infrastructure for digital asset wallets and transfers on the NEAR testnet. The...

USDT adoption grew in Venezuela, Argentina, Bolivia, and Turkey amid currency pressures. Developing markets increasingly used USDT for payments, savings, trade, and settlements. Latin America’s crypto activity reached nearly $1.5 trillion through June 2025. Tether CEO Paolo Ardoino said USDT adoption was expanding across developing economies, where users increasingly relied...

Founder Sylwester Suszek remains missing more than four years after his disappearance. CEO reserve claims lacked audited proof as customer withdrawals stalled across markets. Polish and Estonian regulators intensified scrutiny after the exchange collapsed. Zondacrypto’s collapse has evolved into both a financial and criminal investigation after its founder disappeared and...

Garlinghouse says US crypto rules are closer after the CFTC advisory committee meeting. The SEC and CFTC have issued guidance, but Congress must provide lasting legal clarity. The CLARITY Act faces a crucial 60-vote Senate cloture test on September 15. Ripple CEO Brad Garlinghouse said the United States is closer...

AI agents could evolve into economic actors across crypto and banking networks. Anchorage’s Agentic Banking platform adds governance for autonomous AI finance. AI-driven commerce may increase blockchain microtransactions for digital services. Anchorage Digital CEO Nathan McCauley says artificial intelligence agents could eventually become independent economic participants across financial networks. He...

Binance users added 16,349 BTC, lifting holdings 2.55% to approximately 657,000 BTC. Ethereum holdings fell 2.57% to 3.98 million ETH in Binance’s latest snapshot. USDT balances dropped 870 million tokens, reaching approximately 32.9 billion USDT. Binance has released its 45th Proof of Reserves report, showing customer Bitcoin holdings reached approximately...